Something that Happened to Me but in 3rd Person

she was riding
on a bike
struggling up
a hill
when a truck
didn't look
didn't check
both ways
and pulled
out
and ouch!
she was out
on the street
no helmet
no feet
under her
no warning
she was down
the driver
got out
and they
talked
and
talked
she accepted
his apology
and 50,000
pennies
she walked
not rode
away almost
in tears
shaken up like a drink
in a earthquake
with tiny scars
only she
could remember
very wary
of riding
her bike
again